Words of wisdom today from esteemed author Raven Grimassi. Hit the nail on the head this morning with his post about living for today and not banking on tomorrow. Paul and I aren't promised tomorrow or even years into the future. We have today. That's it. And today we know how we want to shape our lives and what will make us happy. Having a home base here, in the form of an RV, with the ability to travel and even go on paying travel assignments, is what we want.
I've already lined up a couple travel-related resources that will pay me for my travel articles in addition to the job I got with the NYC company, plus a couple other fill-ins for income. I actually do have a strategy for things in my life that most other people don't quite understand. The questions they ask are ones I've already asked, explored, and researched.
Did the same thing before I quit my govt job to freelance FT 18 years ago. I don't talk about everything that I'm planning or have decided to do in full terms with everyone. Mainly because most people scratch their heads because they don't understand or get where I'm coming from. That's okay if people don't get where Paul and I are coming from. We know where we are coming from, and that's what matters the most.
I've spent the past nine years dreaming about this lifestyle. I grew up a military brat and traveled a great deal. I'm used to being uprooted. Though we plan to keep home base HERE because of family and friends. One day in Oklahoma in June of 2000 I woke up and decided that I didn't want to be away from Colorado any longer. Two weeks later, we were living in Colorado. Same thing happened after high school and in 1985 and 1990 as well.
Life is ever-changing, and you should be as well. I mean, if you truly want to experience life and meet your fears head-on. Does uncertainty bother me? Sure it does! Can I allow it to stop me from living life and, perhaps, having once-in-a-lifetime experiences with Paul that we may not have had otherwise? No, I cannot.
We sure as hell aren't going to get to explore Seattle, Oregon, California (we LOVE Cali!), the Grand Canyon, Maine, Upstate New York, Canada, South Padre Island, Key West, Napa Valley, visiting our son in Chicago, or visiting our friend Marti in Austin, TX unless we find a way to make those things happen. I wanna spend an afternoon at Key West or in Cali at the beach with my husband, daughter, and her fiance.
You can spend your whole damned life WAITING for the right time. Then you die before the RIGHT TIME ever arrived. Nope. I'm 51 and we've gotta make this happen somehow.
I can't wait another nine years, simply daydreaming about visiting those places. It's time to take action and somehow, some way, make it happen. Those who doubt me are unaware of my previous record of taking action in this life. When I finally decide on a course of action this big, it's not a matter of if it will happen, it's a matter of when.
The bottom line is this: Do not doubt a stubborn woman of Scottish/Irish/Finnish/Norwegian (VIKING)/Italian stock!
Showing posts with label traveling. Show all posts
Showing posts with label traveling. Show all posts
Monday, January 18, 2016
Wednesday, January 6, 2016
Our new venture ~ Ghouls on the Go!
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Ghouls on the Go, our new venture.Visit our blog here or our FRESH and NEW website athttp://www.ghoulsonthego.com |
Back of our Ghouls on the Go business card
Probably the coolest thing -- a Ghouls on the Go coffee cup!
Sunday, December 20, 2015
[Paul's blog post] The RV calculation
So, my wife Bev and I want to do something that may sound crazy to a bunch of you, but it may actually be the best way for us to live.
As many of you are aware, because of financial difficulties thanks in large part to some health issues of mine, and extenuating circumstances that I won't go into right now, we are about to lose our home. This is a dire situation to be sure since we currently have no place to go, and because no matter what, we have to keep our dogs (they are all registered Emotional Support Animals [ESA], for the record). We will, however, not be sad to leave this house because part of the reason for our financial situation, and no doubt my health issues, is due to this property. It needs too much upkeep and repair which I cannot do thanks to my back and knees, and it costs too much money because it is old and was not built well.
This was my mother’s house and she left it to me when she died. The mortgage was never in our names, Bev just kept paying it because the house had been quitclaim deeded to me. Then the mortgage company accelerated the loan, which means that unless we come up with the entire loan balance by the end of December 2015, we have to move. Bev has worked herself into a crater trying to keep up with the mortgage payments, along with the endless repairs and code upgrades that cropped up due to the age of this property. We have dumped a lot of money into this property that we will never see again.
The utilities have also been a factor in making things rougher. Those utilities were the straw that broke the proverbial camel's back, because there is a cottage on the property, and due to that we were charged commercial rates whether there was a renter in there or not. Most people do not have to pay three separate utility bills – plus a gargantuan commercial deposit – as part of their bills, but that’s another thing we’ve been saddled with over the years.
In addition, once both of the kids moved out of the house, Bev and I discovered that we barely ever saw most of the place. There are whole sections of this house that we just don't need. All those places do is collect junk. We use a small bedroom, the bathroom, the kitchen, a small office and a tiny corner of the front room. Occasionally we use the laundry area, obviously, but even most of that space is superfluous to our needs. Still, we have to pay to heat the whole thing, and this place is, as I have mentioned, very drafty. All of the windows are old and warped, which doesn’t help. Overall, the place isn't put together well.
I guess the question becomes, “Why move from one place with a lot of space that we are never going to use, just to move into another place with space that we are never going to use?” Even renting a house or apartment for an extended period of time (over a year or more) would lead to us paying money into something that we wouldn't use most of. Add to that the fact that most rental properties, whether house or apartment, are not going to look kindly on us having four dogs, or would charge a pet deposit for each one and then possibly higher rent on top of that. For us, it has become clear that we need to find another, more cost-efficient way.
We've been doing some digging, and there is a lot of information out there on how to live and travel in an RV for reasonable amounts monthly, even if we had an RV payment each month. Our cars are all paid for, so we have no car payments and no monthly credit card payments to make. This would actually be the best time for us to hit the road in an RV and switch our lifestyle, in fact. Our monthly costs would be much less than they would be otherwise, even with a monthly RV payment.
Now, I'm not dumb enough to think that it will be all sunshine and roses by choosing this path. There are still a lot of considerations to take into account. We would need to have a state of residence and a place to get our mail. We would need to make sure that we could get our medicine. We would need insurance on the RV. What belongings we are going to keep, but not take on the road with us, will need to be kept in storage. We will need to make sure we have a method of staying online so that Bev can work and we can communicate with everyone. We need to afford fuel, food, propane, and maintenance on the RV. There will be times when we may need to pay for a camping spot (although there are a lot of workkamp opportunities out there, and we can boondock some times). We will need food for the dogs. Even then, if we watch our money, it would be cheaper than living in a house or apartment, and we could keep our dogs with us without paying a huge amount of deposits or extra monthly fees added to our rent.
On the upside, if we don't like someplace that we end up, we can just leave. Also, we can travel, which is something that Bev and I both love to do but could never afford to do much of over the past ten years. We could see some of the places Bev has never been and that I haven't been to since I was a child. We could visit friends who live in other states. We could see the ocean again. We could see the badlands of Utah, Yellowstone, Upstate New York, and Maine. So many places that we've always wanted to see and just weren't able to. Or, we could end up stuck some place until we could get enough money together to move on, but that could be exciting too. We are more flexible than most of our friends, so I think that’s a definite plus. We would have to come back to Colorado Springs fairly regularly to get our mail and the like, but that would give us a chance to hang out with friends here. No need to worry about never seeing us again.
As far as how we would make a living, right now Bev is the only one who brings in any income (although I'm in the process of lining up possible work for the next few weeks), But if she gets enough article writing and editing jobs she can cover the cost fairly easily. I could do a nicely edited video blog about interesting and spooky, out of the way places that I could put up on YouTube and monetize (that's not a guaranty for making money, but it might,) plus I'm currently learning to code in PHP and Java Script, so I might be able to score some freelance work doing that. In addition, Bev has been after me to put up an Etsy shop that would sell prints of some of my artwork. Yes, Bev is the big breadwinner around here, but I have ways of bringing in money to help out.
Bev can work from anywhere that she can get a Wi-Fi signal, and a lot of the stuff that I do could be done in the same way, so that would work in our favor. Plus, as I said, there are workkamps where you do some sort of work at the campsite in return for your pad, electricity, water, and sewer. A lot of the more physical jobs I couldn't do, but I bet there would be something, even if it's walking around all night making sure that no one is up to no good.
The point is that an RV lifestyle for us is doable. It could end up being cheaper to live than a stick and brick house or apartment, plus, you know, the dogs. I guess what I'm saying is that we are committed to doing this. It's only a mater of time before we do. The truth? If I could buy an RV today and drive it off the lot, I would. It would really put my mind at ease knowing that Bev, the dogs, and I would have a roof over our heads after the first of the year. We also wouldn't have all this wasted, expensive space. It’s not just a dream of ours. It’s become our goal.
As many of you are aware, because of financial difficulties thanks in large part to some health issues of mine, and extenuating circumstances that I won't go into right now, we are about to lose our home. This is a dire situation to be sure since we currently have no place to go, and because no matter what, we have to keep our dogs (they are all registered Emotional Support Animals [ESA], for the record). We will, however, not be sad to leave this house because part of the reason for our financial situation, and no doubt my health issues, is due to this property. It needs too much upkeep and repair which I cannot do thanks to my back and knees, and it costs too much money because it is old and was not built well.
This was my mother’s house and she left it to me when she died. The mortgage was never in our names, Bev just kept paying it because the house had been quitclaim deeded to me. Then the mortgage company accelerated the loan, which means that unless we come up with the entire loan balance by the end of December 2015, we have to move. Bev has worked herself into a crater trying to keep up with the mortgage payments, along with the endless repairs and code upgrades that cropped up due to the age of this property. We have dumped a lot of money into this property that we will never see again.
The utilities have also been a factor in making things rougher. Those utilities were the straw that broke the proverbial camel's back, because there is a cottage on the property, and due to that we were charged commercial rates whether there was a renter in there or not. Most people do not have to pay three separate utility bills – plus a gargantuan commercial deposit – as part of their bills, but that’s another thing we’ve been saddled with over the years.
In addition, once both of the kids moved out of the house, Bev and I discovered that we barely ever saw most of the place. There are whole sections of this house that we just don't need. All those places do is collect junk. We use a small bedroom, the bathroom, the kitchen, a small office and a tiny corner of the front room. Occasionally we use the laundry area, obviously, but even most of that space is superfluous to our needs. Still, we have to pay to heat the whole thing, and this place is, as I have mentioned, very drafty. All of the windows are old and warped, which doesn’t help. Overall, the place isn't put together well.
I guess the question becomes, “Why move from one place with a lot of space that we are never going to use, just to move into another place with space that we are never going to use?” Even renting a house or apartment for an extended period of time (over a year or more) would lead to us paying money into something that we wouldn't use most of. Add to that the fact that most rental properties, whether house or apartment, are not going to look kindly on us having four dogs, or would charge a pet deposit for each one and then possibly higher rent on top of that. For us, it has become clear that we need to find another, more cost-efficient way.
So, why not an RV?
We've been doing some digging, and there is a lot of information out there on how to live and travel in an RV for reasonable amounts monthly, even if we had an RV payment each month. Our cars are all paid for, so we have no car payments and no monthly credit card payments to make. This would actually be the best time for us to hit the road in an RV and switch our lifestyle, in fact. Our monthly costs would be much less than they would be otherwise, even with a monthly RV payment.
Now, I'm not dumb enough to think that it will be all sunshine and roses by choosing this path. There are still a lot of considerations to take into account. We would need to have a state of residence and a place to get our mail. We would need to make sure that we could get our medicine. We would need insurance on the RV. What belongings we are going to keep, but not take on the road with us, will need to be kept in storage. We will need to make sure we have a method of staying online so that Bev can work and we can communicate with everyone. We need to afford fuel, food, propane, and maintenance on the RV. There will be times when we may need to pay for a camping spot (although there are a lot of workkamp opportunities out there, and we can boondock some times). We will need food for the dogs. Even then, if we watch our money, it would be cheaper than living in a house or apartment, and we could keep our dogs with us without paying a huge amount of deposits or extra monthly fees added to our rent.
On the upside, if we don't like someplace that we end up, we can just leave. Also, we can travel, which is something that Bev and I both love to do but could never afford to do much of over the past ten years. We could see some of the places Bev has never been and that I haven't been to since I was a child. We could visit friends who live in other states. We could see the ocean again. We could see the badlands of Utah, Yellowstone, Upstate New York, and Maine. So many places that we've always wanted to see and just weren't able to. Or, we could end up stuck some place until we could get enough money together to move on, but that could be exciting too. We are more flexible than most of our friends, so I think that’s a definite plus. We would have to come back to Colorado Springs fairly regularly to get our mail and the like, but that would give us a chance to hang out with friends here. No need to worry about never seeing us again.
As far as how we would make a living, right now Bev is the only one who brings in any income (although I'm in the process of lining up possible work for the next few weeks), But if she gets enough article writing and editing jobs she can cover the cost fairly easily. I could do a nicely edited video blog about interesting and spooky, out of the way places that I could put up on YouTube and monetize (that's not a guaranty for making money, but it might,) plus I'm currently learning to code in PHP and Java Script, so I might be able to score some freelance work doing that. In addition, Bev has been after me to put up an Etsy shop that would sell prints of some of my artwork. Yes, Bev is the big breadwinner around here, but I have ways of bringing in money to help out.
Bev can work from anywhere that she can get a Wi-Fi signal, and a lot of the stuff that I do could be done in the same way, so that would work in our favor. Plus, as I said, there are workkamps where you do some sort of work at the campsite in return for your pad, electricity, water, and sewer. A lot of the more physical jobs I couldn't do, but I bet there would be something, even if it's walking around all night making sure that no one is up to no good.
The point is that an RV lifestyle for us is doable. It could end up being cheaper to live than a stick and brick house or apartment, plus, you know, the dogs. I guess what I'm saying is that we are committed to doing this. It's only a mater of time before we do. The truth? If I could buy an RV today and drive it off the lot, I would. It would really put my mind at ease knowing that Bev, the dogs, and I would have a roof over our heads after the first of the year. We also wouldn't have all this wasted, expensive space. It’s not just a dream of ours. It’s become our goal.
Saturday, December 19, 2015
Manifesting the full-time RV lifestyle
NEWS (Yes, it's long): Paul and I are planning to hit the road, full-time, in an RV and live/work from the road in the near future, meaning within a year or two. Depends on the research and planning. And, of course, purchasing an RV. We have NO car payments because we've paid off three cars, two within the last five years. That is one good thing in our favor.
These are our goals and we firm about making them happen. I don't want to hear about why we CANNOT do this in a year or two; instead, I will only hear HOW we can make it happen -- concrete plans founded on research and info on HOW to do it. We have already begun the research and planning stage, with a year to three years as the window for making it a reality. It can be done. There is a way and we will find it -- period.
I was raised a military brat and I am familiar with traveling and moving from place to place. I've pulled up stakes and moved halfway across the US several times. Each time I planned, researched, and made it happen.
Colorado will always be our home base. That will NEVER change. However, I'm 51 and Paul T. Sninchak is 46. We have places we want to see. With my job, I'm able to work from anywhere with an Internet connection. We want to travel and see Maine, Upstate New York, Washington State, Oregon, Las Vegas, the Grand Canyon, New Orleans, and many others.
The best part is I'm newly approved to write travel articles for a German website (and they pay for them), so I'm building my article portfolio so I can earn income from our travels. I'll continue my existing writing and editing gigs, of course, but I can now add travel articles to my arsenal.
SO...all that said. The big thing NOW is that we need to find a place to move to for the beginning of 2016, first and foremost. Once we settle into a new place, Paul and I will spend the next year researching and planning for our upcoming RV adventures.
If you know of someone who has an RV they would like to sell, if you have resources we should check out (we are already aware of many), or if you have tips we should know about as we plan our FUTURE RV travels, comment here or e-mail me at scribequill@gmail.com.
And yes, the dogs will go with us on our travels. They are Emotional Support Animals (ESA) and with my PTSD and GAD, plus Paul's, wherever we go, they must go. wink emoticon
Tips, resource sharing (thanks for the Workkamp group suggestions, Chandra!), and anything you think might be helpful is appreciated. We already have several RV monthly budgeting websites/blogs we're checking out.
Bottom line: In order to make certain things a reality, you put it out there...and that's what we are doing NOW so we can manifest it within a year or two.
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